Photo by MH Anderson Photography / Shutterstock
Photo by EQRoy / Shutterstock
The Grand Wailea, a Waldorf Astoria Resort on Maui can be booked for 95,000 points.
Hotel points and credit card rewards can save you tons of money on a trip to Hawaii.
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Now that we’re well into autumn, cold weather will begin blanketing much of the country. If that has you dreaming about a Hawaiian vacation, your hotel points and the rewards you earn using credit cards for everyday purchases can help you save on an island getaway just as Hawaii begins reopening to tourists.
Before you book anything, make sure you are aware of any developments. Check the Hawaii Department of Health website, be sure you can fulfill the prerequisites of Hawaii’s Pre-Travel Testing Program, and go over the rules of the individual islands you plan to visit. We already covered how to use airline miles and credit card points to book flights. Here, let’s take a look at some of the best accommodation options and how you can take advantage of points and credit card perks to book them.Save on stays
There are dozens of resorts across the islands where rooms can be reserved using hotel points. Here are just a few of the top ones to consider and the credit cards that can save you a bundle on stays. Rather than going island by island, we’ve grouped these by hotel chain to make the points component easier to follow.
Hilton Honors members are spoiled for choice when it comes to fun in the sun. The chain’s flagship Hawaiian property is the sprawling Grand Wailea, a Waldorf Astoria Resort, on Maui’s tranquil west coast. Guests can take advantage of plenty of kids’ activities, not to mention the expansive Wailea Canyon Activity Pool, with waterslides, rapids, and even a ropes course. You can find nights here and there from January to August starting at 95,000 points each. That’s a lot, but it beats paying rates of over $700 per night.
If you prefer the rugged Kona coast on the Island of Hawaii itself, the Hilton Waikoloa Village is a solid choice with easy access to plenty of water- and land-based activities. Throughout this winter and spring, rooms are running at around 60,000 points per night, or $250. For a more self-catering style of stay in the same area, you could also book Hilton Grand Vacations properties such as Kings’ Land by Hilton Grand Vacations and Ocean Tower by Hilton Grand Vacations for rates that are running at between 90,000–100,000 points per night for the next several months.
There are currently two incredible credit card offers to help you boost your Hilton Honors points balance relatively quickly.
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The Hilton Honors American Express Aspire Card: Right now, you can earn 150,000 Hilton Honors bonus points after using your new card to make $4,000 in purchases within the first three months of card membership. The Aspire comes with automatic top-tier Hilton Honors Diamond elite status with advantages like the highest priority for upgrades, complimentary breakfast during stays at most full-service properties, and earning double the points on stays as a regular member. Here’s why else you should consider the card.
The Hilton Honors American Express Surpass® Card: If that’s too steep, this card has an annual fee of just $95, but still packs in the perks. You can earn 130,000 Hilton Honors bonus points after spending $2,000 in purchases on the card within the first three months of card membership.
Hyatt has a handful of great properties across the islands with plenty of award availability from November onwards. If you’re craving the cosmopolitan vibe of Honolulu, the Hyatt Regency Waikiki Beach Resort and Spa has rooms for just 20,000 points per night or $248 this winter and spring. For something a bit calmer, you could opt for the Grand Hyatt Kauai Resort and Spa along the so-called Garden Island’s sunny southern coast. Room rates this winter and spring start at around $460 on average, but you can also book them for just 25,000 points apiece. Finally, the chic Andaz Maui at Wailea Resort proffers award rates that start at 30,000 points per night, while standard paid rates are a jaw-dropping $739 and up this January to August. If that sounds like a lot of money, or points, the minimalist rooms and multi-level pools overlooking the dramatic coast might make a redemption or paid stay worth it.
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Chase Ultimate Rewards points transfer to World of Hyatt at a 1:1 rate, so you can always top up your hotel loyalty account if you have points from the Chase Sapphire Preferred® Card or Chase Sapphire Reserve®. Otherwise, you could consider carrying Hyatt’s main cobranded credit card.
The World of Hyatt Credit Card: New applicants can currently earn up to 50,000 bonus points: 25,000 after you spend $3,000 on purchases in the first three months from account opening and 25,000 more bonus points after you spend $6,000 total within six months. Here’s more information on the card:
As you might expect, the largest hotel chain in the world fields numerous properties throughout Hawaii, but concentrate on the one or two that most intrigue you. Book a few nights at the famed Pink Palace of the Pacific, Waikiki’s historic Royal Hawaiian, a Luxury Collection Resort Waikiki. Room rates there average around $350 per night, or between 50,000–70,000 points. The lush gardens and festive luau are added bonuses.
Over on the Big Island is an icon of another era, the Mauna Kea Beach Hotel, Autograph Collection, the most expensive hotel ever built when it opened in 1965. Perched above a crescent-shaped cove along the Kona coast, rooms here also cost 50,000–70,000 points per night thanks to Marriott’s variable pricing, though there is plenty of availability from January to September 2021 at the lower end of that range. Paid rates are running around $650–$700 per night. On Kauai, the Westin Princeville Ocean Resort Villas is near some of that island’s best golf courses and the spectacular scenery of Hanalei Bay. Rates there from January onward are running upwards of $350 per night for the next several months, but you can also snag nights for 50,000–70,000 points each.
Both American Express Membership Rewards points and Chase Ultimate Rewards points transfer to Marriott, but you could also consider getting one of these cobranded cards, both of which are fielding incredible limited-time welcome offers.
(Update: The Marriott Bonvoy Boundless™ Credit Card offer mentioned below is no longer available. View the current offer here.)
Marriott Bonvoy Boundless™ Credit Card: Chase recently launched this card’s most lucrative (and creative) sign-up bonus. New cardholders can earn five free nights worth up to 50,000 points each after spending $5,000 on purchases within the first three months of account opening. That bonus alone can score you a nice vacation at several properties around Hawaii. But here’s why else you might want to get it.
Marriott Bonvoy Brilliant™American Express® Card: If you want a more premium product, this card’s annual fee is $450, but it confers a plethora of perks. Right now, it is offering new members up to 75,000 bonus points after making $3,000 in eligible purchases in the first three months.
The Marriott Bonvoy Brilliant American Express Card’s benefits include:
If you’d rather skip the full-service hotels and book a condo or timeshare, you can also use your points to do so. The major hotel loyalty programs incorporate ownership properties, some of which you can redeem points for. However, you can also cash in certain credit card points directly for vacation rentals.
For instance, via the Chase travel portal, you can redeem Ultimate Rewards points for rentals at a fixed rate. If you have the Chase Sapphire Preferred, points are worth 1.25 cents apiece, and if you have the Chase Sapphire Reserve, they’re worth 1.5 cents. So if you book a stay for $300 per night, you’d only need 20,000 points per night with the Reserve. Citi’s ThankYou Rewards portal also has an option for redeeming points for vacation rentals.
If you have the Capital One® Venture® Rewards Credit Card or the Capital One® VentureOne® Rewards Credit Card, you can use your card to pay for your stay and then redeem your miles for statement credits toward the bill afterwards at a rate of one cent per mile. So a $1,000 stay would cost 100,000 miles. Otherwise, you could consider just using a cash-back card like the Blue Cash Preferred® Card from American Express to pay for stays through VRBO or Airbnb and then simply redeem your points at a rate of one cent apiece for statement credits toward your stay.
There are many hotel and vacation rental options, so the possibilities for using points and miles to book your island vacation are practically infinite. Rather than getting overwhelmed by the possibilities, though, think about the types of hotel points you have and the credit cards you carry. Then focus on the choices that you can maximize, either through sheer value, or through extra perks that will help you enjoy your getaway even more.
While the offers mentioned above are accurate at the time of publication, they are subject to change at any time, and may have changed or may no longer be available. This article was originally published on October 27, 2020 and was updated on October 29, 2020.
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