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IHG Hotels and Resorts just relaunched its cobranded Chase cards, IHG® Rewards Traveler Credit Card and IHG® Rewards Premier Credit Card, in late March 2022 with major new benefits and competitive earnings structures.
The no-annual-fee IHG Rewards Traveler Credit Card follows this year’s trend of best-ever introductory bonuses. You’ll earn 120,000 IHG points after spending $2,000 in eligible purchases on the card in the first three months of card membership. Its big sister—the IHG Rewards Premier Credit Card—commands an annual fee of $99 but comes with a 140,000-point introductory offer and the type of benefits usually associated with high annual fee cards. Think: five points per dollar spent on travel and dining, up to a $100 statement credit for Global Entry or TSA PreCheck, and Platinum Elite status within the IHG portfolio.
At press time, the greater portfolio of IHG Hotels and Resorts spans 17 brands, from Intercontinental to Kimpton to Six Senses to Indigo Hotels, with 6,000-plus properties globally. IHG points can be redeemed for stays at any of these hotels, depending on award availability. IHG uses dynamic pricing for its award nights, with the number of points required based on factors like peak versus off-peak season and the property’s going rate in dollars.
That said, in the most general sense, standard rooms cost between 10,000 points per night and 120,000 points per night, depending on the hotel. For example, we found rooms in June 2022 at the Six Senses Laamu Maldives, which typically cost more than $1,000 per night, for 100,000 points per night. That same month, rooms in South Beach, Miami are going for under 40,000 points per night at both the Kimpton Hotel Palomar South Beach and Kimpton Angler’s Hotel South Beach.
Keep reading to find out more about the two revamped IHG cards and their limited-time welcome bonuses.
IHG® Rewards Premier Credit Card
Best for: IHG loyalists (or even those who occasionally stay at properties within the IHG portfolio) who can take advantage of the card’s great perks and earnings potential.
Welcome offer: Earn 140,000 bonus miles after spending $3,000 on purchases within the first three months. (The standard offer is typically 125,000 miles.)
Annual fee: $99
Earn points: Earn 26 points per dollar (yes, you read that correctly) on purchases made at IHG hotels and resorts and five points per dollar on all non-IHG travel, dining, and gas. Earn three points per dollar on everything else. Put in perspective, the previous version of the card only allotted one point per dollar spent on non-IHG travel and everyday purchases, and two points per dollar on dining and gas.
Credits: Get a credit for your Global Entry or TSA PreCheck or Nexus application fee (worth up to $100) once every four years. Thanks to a new partnership with United Airlines, get up to $50 United TravelBank Cash each calendar year when you link your United Mileage Plus and IHG Rewards accounts. Receive your fourth night free, when booking three nights with points. (The prior iteration gave a fifth night free when booking four nights.)
Key perks: You’ll automatically gain Platinum Elite status, which usually requires either 40 nights each year or earning 60,000 qualifying points at IHG properties. Top perks of Platinum Elite status include late checkout, complimentary room upgrades (space available), complimentary Wi-Fi, and 60 percent bonus points on hotel purchases. Also earn an Anniversary Free Night certificate every year of card membership, valued at 40,000 points.
For hotels costing more than 40,000 points per night, cardholders can now top off the certificate by pulling from their existing points balance (this wasn’t the case before April 2022).
IHG® Rewards Traveler Credit Card
Best for: Those who want to amass IHG hotel points for future stays through a great limited time offer but simply don’t want to carry another card with an annual fee.
Welcome offer: Earn 120,000 bonus miles after spending $2,000 on purchases within the first three months. (The standard offer is typically 60,000 miles.)
Annual fee: $0
Earn points: Earn 17 points per dollar on purchases made at IHG hotels and resorts (up from the five points per dollar of its predecessor). Earn three points per dollar on utilities, internet, cable, phone, and select streaming services purchases (up from one point per dollar), dining, and gas stations. Earn two points per dollar on everything else (double the card’s former version).
Key perks: With the card, you’ll automatically gain Silver Elite status, which usually requires 10 nights each year. Perks of this status include complimentary Wi-Fi and 20 percent bonus points on hotel purchases.
A solid refresh has breathed new life into Chase’s IHG credit cards and made them highly competitive with today’s most popular travel cards. While the mega-bonus on the no-fee IHG Rewards Traveler Credit Card is highly attractive, we recommend the IHG Rewards Premier Credit Card for its excellent earnings structure and valuable benefits that far outweigh the $99 annual fee. A 140,000-point introductory bonus ain’t bad, either!
While the offers mentioned above are accurate at the time of publication, they are subject to change at any time, and may have changed or may no longer be available.